No longer reserved for the ultra-wealthy, this strategy can be used to supercharge your retirement!

Zeid Muhammad is the founder of ZM Insurance & Financial Services, an Insurance Strategist, and a Living Benefits expert with nearly a decade of experience. Zeid and his team educates the community on several financial topics including: • Living Benefits Protection • Retirement Income Planning • Minimizing Taxation in Retirement • Using Life Insurance as Private Wealth Reserve • And Leveraging Insurance Strategies for Success Zeid Muhammad has completed his Bachelor’s & Master in Engineering and Advanced training in Insurance, Annuities, and Retirement Income Planning which allow him to take an engineering approach in developing financial solutions for the families & communities he serves.


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Zeid Muhammad - Advisor/Expert Strategist

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Growth with Protection

You can participate in market-linked growth while being protected from direct market losses. Your account’s value is not reduced by market downturns.

Tax-Advantaged Retirement Income

This strategy is designed to provide potentially tax-advantaged income during your retirement years. Withdrawals and policy loans are generally income-tax-free if the policy is structured and maintained properly.

Reliable Income for Retirement

When structured correctly, this strategy can create a steady stream of income throughout your retirement, giving you more confidence that your plan can support your long-term goals.

Take advantage of this incredible strategy today!

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